/* ============================================================
   Ruth Martey — RuthMartey.com design system
   Palette (developer brief): navy #0D1B33, navy-2 #162746,
   gold #D4AF37, dark gold #A87919, cream #F7F3EA, body #222222
   Fonts: Playfair Display (headings) / Inter (body)
   ============================================================ */
:root{
  --navy:#0D1B33;
  --navy-2:#162746;
  --gold:#D4AF37;
  --gold-dark:#A87919;
  --gold-soft:rgba(212,175,55,.55);
  --cream:#F7F3EA;
  --white:#FFFFFF;
  --ink:#222222;
  --body-light:#3B4157;
  --body-dark:#C6CCDD;
  --line-dark:rgba(212,175,55,.16);
  --serif:'Playfair Display',Georgia,serif;
  --sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{font-family:var(--sans);color:var(--ink);background:var(--white);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
ul[class],ol[class]{list-style:none}
.container{max-width:1160px;margin:0 auto;padding:0 24px}
.container-narrow{max-width:860px;margin:0 auto;padding:0 24px}

/* ---------- Type helpers ---------- */
.eyebrow{font-size:12.5px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--gold)}
.lead{font-size:18px;line-height:1.75}
.text-gold{color:var(--gold)}
.muted{color:#6A7086}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 30px;border-radius:6px;font-family:var(--sans);font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;line-height:1;cursor:pointer;transition:all .25s ease;border:1.5px solid transparent;text-align:center}
.btn svg{width:17px;height:17px;flex:none}
.btn-gold{background:linear-gradient(180deg,#E3C25E,#D4AF37);color:var(--navy);box-shadow:0 6px 18px rgba(212,175,55,.25)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(212,175,55,.35)}
.btn-outline-light{border-color:rgba(255,255,255,.4);color:var(--white)}
.btn-outline-light:hover{border-color:var(--gold);color:var(--gold)}
.btn-outline-navy{border-color:var(--navy);color:var(--navy)}
.btn-outline-navy:hover{background:var(--navy);color:var(--white)}
.btn-sm{padding:11px 20px;font-size:11.5px}

/* ---------- Header ---------- */
header.site{position:fixed;top:0;left:0;right:0;z-index:100;background:rgba(13,27,51,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line-dark);transition:box-shadow .3s}
header.site.scrolled{box-shadow:0 6px 24px rgba(0,0,0,.35)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:80px;gap:16px}
.logo-link{flex:none;display:block}
.logo-img{height:52px;width:auto}
nav.desktop{display:flex;align-items:center;gap:30px}
nav.desktop a{font-size:12px;font-weight:600;letter-spacing:.13em;text-transform:uppercase;color:#C6CCDD;padding:6px 0;border-bottom:2px solid transparent;transition:color .2s,border-color .2s;white-space:nowrap}
nav.desktop a:hover{color:var(--gold)}
nav.desktop a[aria-current="page"]{color:var(--white);border-bottom-color:var(--gold)}
.header-cta{margin-left:6px;padding:13px 22px;font-size:11.5px;border-bottom:none!important}
.hamburger{display:none;background:none;border:none;cursor:pointer;padding:8px}
.hamburger span{display:block;width:24px;height:2px;background:var(--gold);margin:5px 0;transition:.3s}
.mobile-menu{display:none;position:fixed;top:80px;left:0;right:0;max-height:calc(100vh - 80px);overflow-y:auto;background:var(--navy-2);border-bottom:1px solid rgba(212,175,55,.25);padding:12px 24px 28px;z-index:99;flex-direction:column}
.mobile-menu.open{display:flex}
.mobile-menu a{font-size:13px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#E8EAF2;padding:14px 4px;border-bottom:1px solid rgba(255,255,255,.07)}
.mobile-menu a[aria-current="page"]{color:var(--gold)}
.mobile-menu .btn{margin-top:16px;justify-content:center;border-bottom:none}

/* ---------- Section scaffolding ---------- */
.section{padding:100px 0}
.section-sm{padding:72px 0}
.on-navy{background:var(--navy);color:var(--white)}
.on-navy-2{background:var(--navy-2);color:var(--white)}
.on-cream{background:var(--cream)}
.on-white{background:var(--white)}
.section-head{text-align:center;margin-bottom:56px}
.section-head h2{font-family:var(--serif);font-weight:700;font-size:clamp(30px,4vw,42px);line-height:1.15;color:var(--navy)}
.on-navy .section-head h2,.on-navy-2 .section-head h2{color:var(--white)}
.section-head .sub{max-width:640px;margin:20px auto 0;color:var(--body-light);font-size:16.5px}
.on-navy .section-head .sub,.on-navy-2 .section-head .sub{color:var(--body-dark)}
.gold-rule{width:58px;height:3px;background:var(--gold);border-radius:2px;margin:18px auto 0}
.gold-rule.left{margin-left:0;margin-right:0}

/* ---------- Page hero (interior pages) ---------- */
.page-hero{position:relative;background:var(--navy);color:var(--white);padding:180px 0 90px;overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(1000px 500px at 88% 0%,rgba(212,175,55,.09),transparent 60%);pointer-events:none}
.page-hero .container,.page-hero .container-narrow{position:relative}
.page-hero .eyebrow{display:block;margin-bottom:18px}
.page-hero h1{font-family:var(--serif);font-weight:700;font-size:clamp(38px,5vw,58px);line-height:1.1;margin-bottom:22px}
.page-hero h1 .gold{color:var(--gold)}
.page-hero .lead{color:#C9CFDF;max-width:56ch}
.page-hero .hero-actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:34px}
.page-hero .price-note{margin-top:26px;font-size:14px;color:var(--gold);font-weight:600;letter-spacing:.06em}

/* ---------- Home hero ---------- */
.hero-home{position:relative;background:var(--navy);color:var(--white);padding:180px 0 110px;overflow:hidden}
.hero-home::before{content:"";position:absolute;inset:0;background:
  radial-gradient(1100px 560px at 88% 8%,rgba(212,175,55,.09),transparent 60%),
  radial-gradient(900px 600px at 0% 100%,rgba(22,39,70,.95),transparent 65%);pointer-events:none}
.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:72px;align-items:center}
.hero-grid h1{font-family:var(--serif);font-weight:700;font-size:clamp(40px,5.4vw,62px);line-height:1.12;margin-bottom:24px}
.hero-grid h1 .gold{color:var(--gold)}
.hero-grid .tagline{font-size:17.5px;line-height:1.75;color:#C9CFDF;max-width:48ch;margin-bottom:32px}
.hero-actions{display:flex;gap:18px;flex-wrap:wrap}
.hero-photo{position:relative;max-width:470px;justify-self:end;width:100%}
.hero-photo::before{content:"";position:absolute;inset:0;transform:translate(20px,20px);border:2px solid var(--gold-soft);border-radius:16px}
.hero-photo img{position:relative;width:100%;aspect-ratio:10/11;object-fit:cover;object-position:50% 18%;border-radius:16px;box-shadow:0 34px 70px rgba(0,0,0,.5)}

/* ---------- Chips (Retention/Culture/Leadership) ---------- */
.chips{display:flex;align-items:center;flex-wrap:wrap;margin-bottom:36px}
.chip{display:flex;align-items:center;gap:10px}
.chip svg{width:24px;height:24px;color:var(--gold);flex:none}
.chip span{font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#E8EAF2}
.chip-div{width:1px;height:30px;background:rgba(255,255,255,.18);margin:0 22px}

/* ---------- Icon helpers ---------- */
.icon-circle{width:58px;height:58px;border-radius:50%;border:1px solid rgba(212,175,55,.45);background:rgba(212,175,55,.08);display:flex;align-items:center;justify-content:center;flex:none}
.icon-circle svg{width:26px;height:26px;color:var(--gold)}
.icon-circle.lg{width:68px;height:68px}
.icon-circle.lg svg{width:30px;height:30px}
.on-cream .icon-circle,.on-white .icon-circle{background:rgba(212,175,55,.1)}

/* ---------- Who I help (icon columns) ---------- */
.who-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:8px}
.who-item{text-align:center;padding:18px 10px;border-right:1px solid rgba(13,27,51,.1)}
.who-item:last-child{border-right:none}
.who-item svg{width:40px;height:40px;color:var(--navy);margin:0 auto 14px;stroke-width:1.4}
.who-item p{font-size:14px;font-weight:600;color:var(--navy);line-height:1.45}

/* ---------- How I can help (navy, intro + tiles) ---------- */
.help-grid{display:grid;grid-template-columns:300px 1fr;gap:56px;align-items:start}
.help-intro h2{font-family:var(--serif);font-weight:700;font-size:clamp(28px,3.4vw,36px);color:var(--white);margin-bottom:20px}
.help-intro p{color:var(--body-dark);font-size:15.5px;margin-bottom:28px}
.help-tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:0}
.help-tile{padding:28px 26px;border-left:1px solid rgba(255,255,255,.1);display:flex;flex-direction:column;gap:14px}
.help-tile:nth-child(3n+1){border-left:none}
.help-tile svg{width:34px;height:34px;color:var(--gold);stroke-width:1.4}
.help-tile h3{font-size:15.5px;font-weight:600;color:var(--white);line-height:1.4}
.help-tile p{font-size:13.5px;line-height:1.6;color:var(--body-dark)}
.help-tile a{font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-top:auto}
.help-tile a:hover{color:#E3C25E}

/* ---------- Cards (generic) ---------- */
.cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.cards-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:linear-gradient(180deg,var(--navy-2),#121F3C);border:1px solid rgba(212,175,55,.28);border-radius:14px;padding:36px 30px;transition:transform .3s ease,border-color .3s ease,box-shadow .3s ease;display:flex;flex-direction:column}
.card:hover{transform:translateY(-6px);border-color:rgba(212,175,55,.6);box-shadow:0 24px 48px rgba(0,0,0,.35)}
.card h3{font-family:var(--serif);font-weight:600;font-size:22px;line-height:1.3;color:var(--white);margin:20px 0 14px}
.card p{font-size:14.5px;line-height:1.7;color:var(--body-dark)}
.card .card-link{font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-top:18px}
.card .card-link:hover{color:#E3C25E}
/* light card variant (on cream/white sections) */
.card.light{background:var(--white);border:1px solid rgba(13,27,51,.1);box-shadow:0 10px 30px rgba(13,27,51,.06)}
.card.light:hover{border-color:rgba(212,175,55,.55);box-shadow:0 24px 48px rgba(13,27,51,.12)}
.card.light h3{color:var(--navy)}
.card.light p{color:var(--body-light)}

/* ---------- Service rows (services.html) ---------- */
.service-row{display:grid;grid-template-columns:68px 1fr auto;gap:26px;align-items:center;background:var(--white);border:1px solid rgba(13,27,51,.1);border-radius:12px;padding:28px 30px;margin-bottom:18px;box-shadow:0 8px 24px rgba(13,27,51,.05);transition:border-color .25s,box-shadow .25s,transform .25s}
.service-row:hover{border-color:rgba(212,175,55,.55);box-shadow:0 18px 40px rgba(13,27,51,.1);transform:translateY(-3px)}
.service-row h3{font-family:var(--serif);font-weight:600;font-size:21px;color:var(--navy);margin-bottom:6px}
.service-row p{font-size:14.5px;color:var(--body-light)}
.service-row .from{display:block;font-size:12.5px;font-weight:600;letter-spacing:.08em;color:var(--gold-dark);margin-top:8px;text-transform:uppercase}

/* ---------- Detail-page blocks ---------- */
.split-2{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.check-list li{display:flex;gap:12px;align-items:flex-start;margin-bottom:13px;font-size:15.5px;line-height:1.6;color:var(--body-light)}
.check-list li svg{width:17px;height:17px;color:var(--gold);flex:none;margin-top:4px}
.on-navy .check-list li,.on-navy-2 .check-list li{color:var(--body-dark)}
.block-title{font-family:var(--serif);font-weight:700;font-size:clamp(24px,3vw,32px);color:var(--navy);margin-bottom:18px}
.on-navy .block-title,.on-navy-2 .block-title{color:var(--white)}
.block-title+.gold-rule{margin:0 0 28px}

/* ---------- Process steps ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:step}
.steps.steps-5{grid-template-columns:repeat(5,1fr)}
.step{position:relative;padding:26px 22px;background:var(--white);border:1px solid rgba(13,27,51,.1);border-radius:12px}
.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);font-family:var(--serif);font-weight:700;font-size:30px;color:var(--gold);display:block;margin-bottom:12px}
.step h4{font-size:15px;font-weight:600;color:var(--navy);margin-bottom:8px}
.step p{font-size:13.5px;line-height:1.6;color:var(--body-light)}

/* ---------- Pricing tables ---------- */
.table-wrap{overflow-x:auto;border-radius:12px;border:1px solid rgba(13,27,51,.12);box-shadow:0 10px 30px rgba(13,27,51,.06)}
table.pricing{width:100%;border-collapse:collapse;background:var(--white);min-width:440px}
table.pricing th{background:var(--navy);color:var(--white);font-family:var(--sans);font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;text-align:left;padding:16px 22px}
table.pricing td{padding:16px 22px;border-top:1px solid rgba(13,27,51,.08);font-size:15px;color:var(--body-light)}
table.pricing td:last-child{font-weight:600;color:var(--navy);white-space:nowrap}
table.pricing tr:hover td{background:rgba(212,175,55,.05)}
.price-footnote{font-size:13px;color:#6A7086;margin-top:14px}

/* ---------- FAQ ---------- */
.faq{border-top:1px solid rgba(13,27,51,.12)}
.faq details{border-bottom:1px solid rgba(13,27,51,.12)}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 4px;font-size:16.5px;font-weight:600;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--serif);font-size:26px;color:var(--gold);line-height:1;flex:none;transition:transform .25s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .faq-body{padding:0 4px 24px;font-size:15px;line-height:1.75;color:var(--body-light);max-width:75ch}

/* ---------- CTA band ---------- */
.cta-band{background:var(--navy);border:1px solid rgba(212,175,55,.3);border-radius:16px;padding:52px 48px;display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;width:260px;height:260px;right:-40px;bottom:-80px;background-image:radial-gradient(circle,rgba(212,175,55,.35) 1.6px,transparent 1.6px);background-size:20px 20px;-webkit-mask-image:radial-gradient(closest-side,#000,transparent);mask-image:radial-gradient(closest-side,#000,transparent);pointer-events:none}
.cta-band h2{font-family:var(--serif);font-weight:700;font-size:clamp(24px,3vw,32px);color:var(--white);margin-bottom:10px}
.cta-band p{color:var(--body-dark);font-size:15.5px;max-width:52ch}
.cta-band .btn{position:relative;flex:none}

/* ---------- Quote / philosophy ---------- */
.quote-block{position:relative;max-width:720px;margin:0 auto;text-align:center}
.quote-block .qmark{font-family:var(--serif);font-size:80px;line-height:.5;color:var(--gold);display:block;margin-bottom:26px}
.quote-block p{font-family:var(--serif);font-size:clamp(21px,2.6vw,27px);line-height:1.55;color:var(--white)}
.quote-block .attrib{display:block;margin-top:24px;font-family:var(--serif);font-style:italic;font-size:19px;color:var(--gold)}

/* ---------- Badges (credentials) ---------- */
.badges{display:flex;flex-wrap:wrap;gap:12px}
.badge{display:inline-flex;align-items:center;gap:9px;background:rgba(212,175,55,.1);border:1px solid rgba(212,175,55,.4);border-radius:999px;padding:9px 18px;font-size:13px;font-weight:600;color:var(--white)}
.badge svg{width:15px;height:15px;color:var(--gold);flex:none}
.on-cream .badge,.on-white .badge{color:var(--navy)}

/* ---------- About preview / portrait ---------- */
.about-grid{display:grid;grid-template-columns:320px 1fr;gap:64px;align-items:center}
.portrait-round{width:280px;height:280px;border-radius:50%;object-fit:cover;object-position:50% 20%;border:3px solid var(--gold);box-shadow:0 0 0 14px rgba(212,175,55,.12),0 24px 50px rgba(0,0,0,.3);justify-self:center}
.about-grid h2{font-family:var(--serif);font-weight:700;font-size:clamp(28px,3.6vw,38px);margin-bottom:18px}
.about-grid p{font-size:16px;line-height:1.8;margin-bottom:18px}
.on-navy .about-grid h2{color:var(--white)}
.on-navy .about-grid p{color:var(--body-dark)}

/* ---------- Callout (gold left border) ---------- */
.callout{border-left:3px solid var(--gold);padding:6px 0 6px 22px;margin:26px 0}
.callout p{font-family:var(--serif);font-style:italic;font-size:20px;line-height:1.6;color:var(--navy);margin:0}
.on-navy .callout p,.on-navy-2 .callout p{color:var(--white)}

/* ---------- Resource / product cards ---------- */
.product-card{background:var(--white);border:1px solid rgba(13,27,51,.1);border-radius:14px;overflow:hidden;display:flex;flex-direction:column;box-shadow:0 10px 30px rgba(13,27,51,.06);transition:transform .3s,border-color .3s,box-shadow .3s}
.product-card:hover{transform:translateY(-6px);border-color:rgba(212,175,55,.55);box-shadow:0 24px 48px rgba(13,27,51,.12)}
.product-cover{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);padding:34px 26px;min-height:172px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
.product-cover::after{content:"";position:absolute;width:150px;height:150px;right:-46px;top:-46px;border:1.5px solid rgba(212,175,55,.3);border-radius:50%}
.product-cover .pc-eyebrow{font-size:10.5px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.product-cover h3{font-family:var(--serif);font-weight:600;font-size:20px;line-height:1.3;color:var(--white)}
.product-body{padding:24px 26px 28px;display:flex;flex-direction:column;flex:1}
.product-body p{font-size:14px;line-height:1.65;color:var(--body-light);margin-bottom:16px}
.product-price{font-size:15px;font-weight:700;color:var(--navy);margin-bottom:16px}
.product-price .team{font-weight:500;color:#6A7086;font-size:13.5px}
.product-price .free{color:var(--gold-dark);text-transform:uppercase;letter-spacing:.1em}
.product-body .card-link{margin-top:auto;font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-dark)}
.product-body .card-link:hover{color:var(--gold)}
.pc-tag{position:absolute;top:16px;right:16px;background:var(--gold);color:var(--navy);font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;border-radius:4px;padding:5px 10px;z-index:1}

/* ---------- Product hero (detail pages) ---------- */
.product-hero-grid{display:grid;grid-template-columns:380px 1fr;gap:64px;align-items:center}
.product-hero-cover{background:linear-gradient(160deg,var(--navy-2),#121F3C);border:1px solid rgba(212,175,55,.4);border-radius:14px;aspect-ratio:3/4;display:flex;flex-direction:column;justify-content:center;padding:42px 36px;position:relative;overflow:hidden;box-shadow:0 34px 70px rgba(0,0,0,.45)}
.product-hero-cover::before{content:"";position:absolute;inset:14px;border:1px solid rgba(212,175,55,.35);border-radius:8px;pointer-events:none}
.product-hero-cover .pc-eyebrow{font-size:11px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:16px}
.product-hero-cover h2{font-family:var(--serif);font-weight:700;font-size:clamp(24px,2.6vw,32px);line-height:1.25;color:var(--white)}
.product-hero-cover .pc-author{margin-top:auto;font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:#C6CCDD}
.product-meta{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0}
.meta-pill{display:inline-flex;align-items:center;gap:8px;border:1px solid rgba(255,255,255,.25);border-radius:999px;padding:8px 16px;font-size:12.5px;font-weight:500;color:#DDE1EE}
.meta-pill svg{width:14px;height:14px;color:var(--gold)}
.price-line{display:flex;align-items:baseline;gap:14px;margin:8px 0 4px}
.price-line .amount{font-family:var(--serif);font-weight:700;font-size:38px;color:var(--gold)}
.price-line .per{font-size:14px;color:#C9CFDF}

/* ---------- Licence table ---------- */
.licence-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.licence-card{background:var(--white);border:1px solid rgba(13,27,51,.12);border-radius:14px;padding:32px 28px;text-align:center;position:relative;transition:border-color .25s,transform .25s,box-shadow .25s}
.licence-card:hover{border-color:rgba(212,175,55,.6);transform:translateY(-4px);box-shadow:0 18px 40px rgba(13,27,51,.1)}
.licence-card.featured{border-color:var(--gold);box-shadow:0 18px 40px rgba(13,27,51,.12)}
.licence-card .lc-tag{position:absolute;top:-12px;left:50%;transform:translateX(-50%);background:var(--gold);color:var(--navy);font-size:10px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;border-radius:4px;padding:5px 12px}
.licence-card h4{font-size:13px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--navy);margin-bottom:14px}
.licence-card .lc-price{font-family:var(--serif);font-weight:700;font-size:34px;color:var(--navy);margin-bottom:14px}
.licence-card .lc-price small{font-size:15px;font-weight:500;color:#6A7086}
.licence-card p{font-size:13.5px;line-height:1.6;color:var(--body-light)}

/* ---------- Newsletter band ---------- */
.newsletter{background:var(--navy-2);border-top:1px solid var(--line-dark);border-bottom:1px solid var(--line-dark);padding:56px 0}
.newsletter-grid{display:flex;align-items:center;gap:36px;flex-wrap:wrap}
.newsletter-grid .nl-icon{flex:none}
.newsletter-text{flex:1;min-width:240px}
.newsletter-text h2{font-family:var(--serif);font-weight:700;font-size:24px;color:var(--white);margin-bottom:8px}
.newsletter-text p{font-size:14.5px;color:var(--body-dark)}
form.nl-form{display:flex;gap:12px;flex-wrap:wrap;flex:1.2;min-width:300px}
form.nl-form input{flex:1;min-width:150px;background:var(--white);border:1px solid rgba(13,27,51,.15);border-radius:6px;padding:14px 18px;font-family:var(--sans);font-size:14px;color:var(--ink)}
form.nl-form input:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:var(--gold)}

/* ---------- Forms ---------- */
.form-card{background:var(--white);border:1px solid rgba(13,27,51,.1);border-radius:16px;padding:44px;box-shadow:0 18px 44px rgba(13,27,51,.08)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.form-grid .full{grid-column:1/-1}
.field label{display:block;font-size:13px;font-weight:600;color:var(--navy);margin-bottom:8px}
.field label .opt{font-weight:400;color:#6A7086}
.field input,.field select,.field textarea{width:100%;background:#FBFAF6;border:1px solid rgba(13,27,51,.18);border-radius:6px;padding:13px 16px;font-family:var(--sans);font-size:14.5px;color:var(--ink);transition:border-color .2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:var(--gold)}
.field textarea{min-height:130px;resize:vertical}
.field select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%230D1B33' stroke-width='1.8' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:40px}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:13.5px;color:var(--body-light);line-height:1.6}
.consent input{width:17px;height:17px;margin-top:3px;accent-color:var(--gold-dark);flex:none}
.hp-field{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}

/* ---------- Contact info panel ---------- */
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:start}
.info-list li{display:flex;gap:16px;align-items:flex-start;margin-bottom:26px}
.info-list .icon-circle{width:46px;height:46px}
.info-list .icon-circle svg{width:20px;height:20px}
.info-list h4{font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:4px}
.info-list p,.info-list a{font-size:15.5px;color:var(--white)}
.info-list a:hover{color:var(--gold)}

/* ---------- Filter chips (resources) ---------- */
.filter-chips{display:flex;justify-content:center;flex-wrap:wrap;gap:10px;margin-bottom:52px}
.filter-chips a{font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;border:1px solid rgba(13,27,51,.25);border-radius:999px;padding:9px 20px;color:var(--navy);transition:all .2s}
.filter-chips a:hover,.filter-chips a.active{background:var(--navy);color:var(--gold);border-color:var(--navy)}

/* ---------- Prose (legal pages) ---------- */
.prose h2{font-family:var(--serif);font-weight:700;font-size:24px;color:var(--navy);margin:40px 0 14px}
.prose h3{font-size:17px;font-weight:600;color:var(--navy);margin:26px 0 10px}
.prose p,.prose li{font-size:15.5px;line-height:1.8;color:var(--body-light);margin-bottom:14px}
.prose ul{padding-left:22px;margin-bottom:16px}
.prose a{color:var(--gold-dark);font-weight:600}
.prose a:hover{text-decoration:underline}

/* ---------- Footer ---------- */
footer.site{background:var(--navy);border-top:1px solid var(--line-dark);padding:72px 0 0;color:var(--body-dark)}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.3fr;gap:48px;padding-bottom:52px}
.footer-brand .logo-img{height:60px;margin-bottom:16px}
.footer-brand p{font-size:13px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
.footer-col h4{font-size:12px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--white);margin-bottom:20px}
.footer-col ul li{margin-bottom:12px}
.footer-col a{font-size:14px;color:var(--body-dark);transition:color .2s}
.footer-col a:hover{color:var(--gold)}
.footer-col .social{display:flex;align-items:center;gap:10px}
.footer-col .social svg{width:16px;height:16px;color:var(--gold)}
.footer-cta p{font-size:14.5px;line-height:1.7;margin-bottom:20px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:26px 0;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.footer-bottom p{font-size:13px;color:#7C819C}
.footer-legal{display:flex;gap:24px}
.footer-legal a{font-size:13px;color:#7C819C}
.footer-legal a:hover{color:var(--gold)}

/* ---------- Thank-you / utility pages ---------- */
.center-panel{max-width:640px;margin:0 auto;text-align:center}
.center-panel .icon-circle{margin:0 auto 28px}

/* ---------- Responsive ---------- */
@media(max-width:1020px){
  .who-grid{grid-template-columns:repeat(3,1fr)}
  .who-item:nth-child(3n){border-right:none}
  .who-item{border-bottom:1px solid rgba(13,27,51,.08);padding:22px 10px}
  .help-grid{grid-template-columns:1fr;gap:40px}
  .help-tiles{grid-template-columns:repeat(2,1fr)}
  .help-tile:nth-child(3n+1){border-left:1px solid rgba(255,255,255,.1)}
  .help-tile:nth-child(2n+1){border-left:none}
  .cards-4{grid-template-columns:repeat(2,1fr)}
  .product-hero-grid{grid-template-columns:1fr;gap:48px}
  .product-hero-cover{max-width:380px;margin:0 auto}
}
@media(max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:60px}
  .hero-photo{justify-self:center;max-width:420px}
  .about-grid{grid-template-columns:1fr;gap:48px;text-align:center}
  .about-grid .gold-rule.left{margin:18px auto 28px}
  .about-grid .badges{justify-content:center}
  .about-grid .callout{text-align:left}
  .cards-3{grid-template-columns:1fr;max-width:560px;margin:0 auto}
  .split-2{grid-template-columns:1fr;gap:44px}
  .steps,.steps.steps-5{grid-template-columns:repeat(2,1fr)}
  .licence-cards{grid-template-columns:1fr;max-width:420px;margin:0 auto}
  .contact-grid{grid-template-columns:1fr;gap:48px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:900px){
  nav.desktop{display:none}
  .hamburger{display:block}
}
@media(max-width:640px){
  .section{padding:72px 0}
  .hero-home,.page-hero{padding:150px 0 76px}
  .who-grid{grid-template-columns:repeat(2,1fr)}
  .who-item{border-right:1px solid rgba(13,27,51,.08)}
  .who-item:nth-child(2n){border-right:none}
  .help-tiles{grid-template-columns:1fr}
  .help-tile{border-left:none!important;border-top:1px solid rgba(255,255,255,.1);padding:24px 4px}
  .help-tile:first-child{border-top:none}
  .cards-4{grid-template-columns:1fr;max-width:420px;margin:0 auto}
  .service-row{grid-template-columns:1fr;gap:18px;text-align:left}
  .steps,.steps.steps-5{grid-template-columns:1fr}
  .form-grid{grid-template-columns:1fr}
  .form-card{padding:30px 22px}
  .footer-grid{grid-template-columns:1fr;gap:36px}
  .footer-bottom{justify-content:center;text-align:center}
  .chip-div{margin:0 14px}
  .cta-band{padding:40px 28px}
  .hero-actions .btn{width:100%}
  .portrait-round{width:240px;height:240px}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *{transition:none!important}
}